This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Malaysia, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Services & Solutions

Retirement Planning view

Would you agree that the only person who can take care of the older person you will be someday is the younger person you are now?

Child Education view

Children bring us great joy as they discover the world around them

Family Income view

Loved ones have to carry on no matter what happens

Major Illness view

Protect yourself and your family against financial worries caused by ill health

Disability Income view

Life is full of the unexpected, but you can choose to be prepared and remain in control

Saving Plan view

Helping you achieve your goals at every stage in life

Investment Planning view

Do you want your hard-earned money to work harder for you?

Will & Estate view

“You can’t take it with you… But, you can choose who gets it and who doesn’t.”

Home Ownership view

Ensure your loved ones will always have a roof over their heads

Hospital & Surgical view

Protect yourself with an affordable health plan now before the unthinkable happens.

General Insurance view

Get a peace of mind with a whole host of general insurance available to cater to your various insurance needs.

Employee Benefit view

Finding quality employees is half the challenge...

Business Succession view

Think of it as passing the baton...

Commercial Business Insurance view

Minimize business risks and continue with little disruption.

Private Wealth Advisory view

We offer various private wealth advisory services to high net worth individuals.