This is the first and most important Pillar of Wealth. Without adequate protection, you will be vulnerable to the nasty effects of one or more chance misfortunes, which will cause you to suffer unnecessary and tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure that your lifestyle remains unaffected as much as possible thereafter.view more >>

The second Pillar of Wealth analyses your general financial health, such as cash flow and debt position. A net positive cash flow with no overcommitted liabilities is considered healthy. We will advise you how to effectively manage your cash flow and suggest ways to reduce, or avoid, unnecessary borrowing.view more >>

The third Pillar of Wealth drives you towards meeting your long term financial objectives through accumulation. In Malaysia, the two most common needs are Retirement Funding and Children Education Funding. We will help you develop a realistic and achievable program to meet these needs.view more >>

The fourth Pillar of Wealth maximises the growth potential of your assets. We help you develop an investment program that is appropriate to your unique situation, yet will grow at a rate you desire. With the help of our proprietary tools, you stand a better chance of enhancing your investment return, thereby fulfilling your long term financial dreams.view more >>

This fifth and final Pillar of Wealth looks at preserving and distributing your estate. The only certainty in life is that it will not last forever. We will help you develop an effective and efficient estate plan so that your legacy will be well preserved and distributed according to your wishes.view more >>

  • Wealth Protection
  • Wealth Maintenance
  • Wealth Accumulation
  • Wealth Enhancement
  • Wealth Distribution

Our Syariah Advisor

About Dr Mohamad Akram Laldin.

Dr Mohamad Akram Laldin is currently the Executive Director of International Shari’ah Research Academy for Islamic Finance (ISRA). At present, he is the Member of HSBC Amanah Global Shari’ah Advisory Board, Member of Yassar Limited Shariah Advisory Board, Chairman of HSBC Amanah Malaysia Berhad’s Shari’ah Committee, Chairman of HSBC Takaful Malaysia Berhad Shari’ah Committee, Member of Islamic Advisory Board of HSBC Insurance Singapore, Shari’ah Advisor to Equity Trust Malaysia Berhad and Shari’ah advisor to ZI Syariah Advisory Malaysia.

He holds a B.A. Honours Degree in Islamic Jurisprudence and Legislation from the University of Jordan, Amman and a Ph.D. in Principles of Islamic Jurisprudence (Usul al-Fiqh) from the University of Edinburgh, Scotland, United Kingdom. Prior to being entrusted to head ISRA, he was teaching and doing research at the International Islamic University Malaysia (IIUM), where at one time or another he was heading the Fiqh and Usul Department and assumed the post of the Deputy Dean for Academics Affairs at the same University. In addition, he also served as a Visiting Lecturer at the University of Sharjah, United Arab Emirates.