Personal Financial Advisory

Would you agree that the only person who can take care of the older person you will be someday is the younger person you are now?

Someday you will retire from your job. With that, the income from your job will cease. If you have insufficient savings then, you will suffer a drop in your standard of living. To avoid that, the only way out is to plan for your retirement before it arrives. Our life expectancy has increased over the years. Building up a comfortable nest egg that empowers you to take care of your financial needs during your golden years is critical.

Children bring us great joy as they discover the world around them

With rising living standards and educational standards, it is now common place for parents to see their children through university. Tertiary education comes at a hefty price, so you need to plan early for your child’s education funding.

Loved ones have to carry on no matter what happens

We tend to get comfortable with our current standard of living and take our income earning ability for granted. However, the lifestyle that we enjoy now could easily come to a rude and abrupt end once the income source is disrupted due to death, disability or a major illness.

You may not be able to predict the future, but you can be prepared for it. Protect yourself and your loved ones now from a painful fall in living standard.

Life is full of the unexpected, but you can choose to be prepared and remain in control

When a permanent disability strikes a breadwinner, loved ones would still need to carry on with a roof over their heads and continue the lifestyle they are accustomed to.

Apart from health and psychological problems, disability also carries financial implications. A permanent disability could reduce income, turn a breadwinner into a dependent, and result in serious financial consequences to the family due to significant additional expenses.

Helping you achieve your goals at every stage in life

You have dreams you want to realize and goals you want to achieve – getting your dream car, starting your family, buying your dream home, planning for that faraway vacation – the list goes on.

It is so easy to spend and so hard to save. What can you do when you have competing needs and scarce resources?

Discipline is the key.

Our well-structured savings plan offers you both financial protection as well as a disciplined way to save regularly. Such savings can work harder for you than fixed deposit accounts or bank savings accounts, especially in the current low-interest rate environment.

Let us help you accumulate a small amount every month to get to your goals.

Do you want your hard-earned money to work harder for you?

Many Malaysians know the importance of saving but have reservations about INVESTING. However, if we don’t invest, we forgo the opportunity of growing our savings for the future.

Before you invest, the first thing you will need is the right information to help you make the right decisions.

With FA Advisory, you don’t have to worry that you don’t have the time and the in-depth market knowledge to invest. Our trained and professional consultants, back by a tried and tested Investment Team, will draw your attention to relevant issues and match your needs against a full range of investment options.

Seize the opportunity to make your money work even harder for you! And enjoy peace of mind by securing the protection that you and your family deserve.

“You can’t take it with you… But, you can choose who gets it and who doesn’t.”

Upon death, state law will determine how one’s property is distributed. The only way to counter that is to prepare a will beforehand. The helps to ensure loved ones are not inadvertently left out.

Estate planning is not only for the wealthy. Let our trained consultants advise you on the finer details of estate planning.

Ensure your loved ones will always have a roof over their heads

Home ownership is about security, comfort, and fulfilling one’s dream of having a place to call your own.

Buying a home may also be the single largest investment many Malaysians will ever make in their lives. Hence, before you decide on buying that dream home, you need to plan your finances carefully.

You should consider getting financial protection for the repayment of your outstanding mortgage loan in the event of your/your spouse’s death, disability or terminal illness during the loan repayment term.

We provide solutions from the beginning, right through to the end. We always ensure that our solutions are consistent with your overall financial plan. With our mortgage plan, you can ensure that your loved ones will always be able to enjoy the home you have worked so hard to provide them with.

Protect yourself with an affordable health plan now before the unthinkable happens.

Hospitalisation and/or surgeries are necessary when one meets with a major accident or contracts a major illness. Needless to say, they will cost you. The longer you stay, or the more major the surgery, the bigger your bill. The bigger your bill, the bigger the strain on your finances.

Will your finances give way within a week? Or will you forego appropriate treatment because it is financially out of your reach?

Hospital bills are real. It is also a sad fact that some people have had their family’s savings wiped out by hospital bills. Protect yourself with an affordable health plan now before the unthinkable happens.

Get a peace of mind with a whole host of general insurance solutions to cater to your various insurance needs.

FA Advisory offers unparalleled peace of mind when it comes to travel insurance, home protection insurance, car insurance, and whole host of other general insurance cover.